Document Abstract
The contrasting development from 20th to 21st century could be witnessed in various aspects, but the
most influential transformation took place in the field of “Human Resources Indicators”. Whether it
may be health, education or employability, a progressive temperament blended with standard of living
which has created wonder of wonders. The innovations in context to financial sector, micro finance,
self help groups have dynamically enhanced human civilization. So as it has largely contributed
towards grooming income sector, particularly to the semi rural regime. The importance of micro
finance could be better realized in the current state of developing economy. The exposure of tiny
entrepreneurs towards self employment from a very early age has fruitfully resulted in their adaptation
to the macro economic growth. A wide variety of financial assistance has played a pivot role in creating
an ecosystem for the earning aspirants at every level. The underlying paper is an effort towards drafting
the role of micro finance as a facilitator, providing various services to the earning individuals and
groups, for extension of self employment opportunities. The facts used in the appraisal are drawn from
various programs undertaken by NABARD and government authorities in providing optimum financial
assistance to people in semi rural areas. As a service provider, micro finance has varied features which
have been helping earning individuals in forming self help groups, raising funds, generating
employment and enhancing production capacity. It won’t be an exaggeration that the progress of
financial sector largely depends on the progress of micro finance.